MALAGA BANK FSB
PALOS VERDES PEN, CALIFORNIA · FDIC Cert #32282
Capital & Safety Analysis
According to FDIC financial data, MALAGA BANK FSB holds a Tier 1 capital ratio of 26.20%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MALAGA BANK FSB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MALAGA BANK FSB shows strong financial health indicators. With $1.4B in assets and a Health Score of 81/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MALAGA BANK FSB has a Bank Health Score of A (81/100). It holds a Tier 1 capital ratio of 26.20%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MALAGA BANK FSB holds $1.4B in total assets and $918M in total deposits. It is located in PALOS VERDES PEN, CALIFORNIA (FDIC Certificate #32282).
MALAGA BANK FSB has a Tier 1 capital ratio of 26.20%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 2.40%.
Yes. MALAGA BANK FSB is FDIC-insured (Certificate #32282). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.