BAC COMMUNITY BANK
STOCKTON, CALIFORNIA · FDIC Cert #19434
Capital & Safety Analysis
According to FDIC financial data, BAC COMMUNITY BANK holds a Tier 1 capital ratio of 16.06%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BAC COMMUNITY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BAC COMMUNITY BANK shows strong financial health indicators. With $796M in assets and a Health Score of 94/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BAC COMMUNITY BANK has a Bank Health Score of A (94/100). It holds a Tier 1 capital ratio of 16.06%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BAC COMMUNITY BANK holds $796M in total assets and $671M in total deposits. It is located in STOCKTON, CALIFORNIA (FDIC Certificate #19434).
BAC COMMUNITY BANK has a Tier 1 capital ratio of 16.06%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.48%.
Yes. BAC COMMUNITY BANK is FDIC-insured (Certificate #19434). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.