COMMERCIAL BANK OF CA
IRVINE, CALIFORNIA · FDIC Cert #57417
Capital & Safety Analysis
According to FDIC financial data, COMMERCIAL BANK OF CA holds a Tier 1 capital ratio of 10.52%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMMERCIAL BANK OF CA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
COMMERCIAL BANK OF CA shows strong financial health indicators. With $2.5B in assets and a Health Score of 82/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COMMERCIAL BANK OF CA has a Bank Health Score of A (82/100). It holds a Tier 1 capital ratio of 10.52%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COMMERCIAL BANK OF CA holds $2.5B in total assets and $2.0B in total deposits. It is located in IRVINE, CALIFORNIA (FDIC Certificate #57417).
COMMERCIAL BANK OF CA has a Tier 1 capital ratio of 10.52%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.14%, and the return on assets is 1.20%.
Yes. COMMERCIAL BANK OF CA is FDIC-insured (Certificate #57417). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.