RIVER CITY BANK
SACRAMENTO, CALIFORNIA · FDIC Cert #18983
Capital & Safety Analysis
According to FDIC financial data, RIVER CITY BANK holds a Tier 1 capital ratio of 11.89%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning RIVER CITY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
RIVER CITY BANK shows strong financial health indicators. With $5.1B in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
RIVER CITY BANK has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 11.89%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
RIVER CITY BANK holds $5.1B in total assets and $4.5B in total deposits. It is located in SACRAMENTO, CALIFORNIA (FDIC Certificate #18983).
RIVER CITY BANK has a Tier 1 capital ratio of 11.89%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 2.03%.
Yes. RIVER CITY BANK is FDIC-insured (Certificate #18983). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.