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BankHealth

COLUMN NATIONAL ASSN

CHICO, CALIFORNIA · FDIC Cert #58224

A
Health Score
92/100
$541M
Total Assets
$464M
Total Deposits
17.81%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, COLUMN NATIONAL ASSN holds a Tier 1 capital ratio of 17.81%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COLUMN NATIONAL ASSN has a strong buffer to absorb potential losses.

Key Financial Metrics

0.50%
Nonperforming Loans
Low — healthy loan portfolio
55.11%
Liquidity Ratio
Strong — can meet withdrawal demands
0.65%
Return on Assets
Low profitability
$464M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

COLUMN NATIONAL ASSN shows strong financial health indicators. With $541M in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

COLUMN NATIONAL ASSN has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 17.81%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

COLUMN NATIONAL ASSN holds $541M in total assets and $464M in total deposits. It is located in CHICO, CALIFORNIA (FDIC Certificate #58224).

COLUMN NATIONAL ASSN has a Tier 1 capital ratio of 17.81%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.50%, and the return on assets is 0.65%.

Yes. COLUMN NATIONAL ASSN is FDIC-insured (Certificate #58224). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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