REDWOOD CAPITAL BANK
EUREKA, CALIFORNIA · FDIC Cert #57610
Capital & Safety Analysis
According to FDIC financial data, REDWOOD CAPITAL BANK holds a Tier 1 capital ratio of 16.03%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning REDWOOD CAPITAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
REDWOOD CAPITAL BANK shows strong financial health indicators. With $524M in assets and a Health Score of 85/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
REDWOOD CAPITAL BANK has a Bank Health Score of A (85/100). It holds a Tier 1 capital ratio of 16.03%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
REDWOOD CAPITAL BANK holds $524M in total assets and $461M in total deposits. It is located in EUREKA, CALIFORNIA (FDIC Certificate #57610).
REDWOOD CAPITAL BANK has a Tier 1 capital ratio of 16.03%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.13%, and the return on assets is 1.66%.
Yes. REDWOOD CAPITAL BANK is FDIC-insured (Certificate #57610). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.