C3BANK NATIONAL ASSN
ENCINITAS, CALIFORNIA · FDIC Cert #25249
Capital & Safety Analysis
According to FDIC financial data, C3BANK NATIONAL ASSN holds a Tier 1 capital ratio of 13.56%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning C3BANK NATIONAL ASSN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
C3BANK NATIONAL ASSN shows strong financial health indicators. With $773M in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
C3BANK NATIONAL ASSN has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 13.56%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
C3BANK NATIONAL ASSN holds $773M in total assets and $669M in total deposits. It is located in ENCINITAS, CALIFORNIA (FDIC Certificate #25249).
C3BANK NATIONAL ASSN has a Tier 1 capital ratio of 13.56%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.76%.
Yes. C3BANK NATIONAL ASSN is FDIC-insured (Certificate #25249). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.