FARMERS&MERCHANTS BK LONG BE
LONG BEACH, CALIFORNIA · FDIC Cert #1225
Capital & Safety Analysis
According to FDIC financial data, FARMERS&MERCHANTS BK LONG BE holds a Tier 1 capital ratio of 17.00%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FARMERS&MERCHANTS BK LONG BE has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FARMERS&MERCHANTS BK LONG BE shows strong financial health indicators. With $12.2B in assets and a Health Score of 89/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FARMERS&MERCHANTS BK LONG BE has a Bank Health Score of A (89/100). It holds a Tier 1 capital ratio of 17.00%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FARMERS&MERCHANTS BK LONG BE holds $12.2B in total assets and $8.8B in total deposits. It is located in LONG BEACH, CALIFORNIA (FDIC Certificate #1225).
FARMERS&MERCHANTS BK LONG BE has a Tier 1 capital ratio of 17.00%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.83%, and the return on assets is 0.61%.
Yes. FARMERS&MERCHANTS BK LONG BE is FDIC-insured (Certificate #1225). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.