RIVER VALLEY COMMUNITY BANK
YUBA CITY, CALIFORNIA · FDIC Cert #58276
Capital & Safety Analysis
According to FDIC financial data, RIVER VALLEY COMMUNITY BANK holds a Tier 1 capital ratio of 15.00%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning RIVER VALLEY COMMUNITY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
RIVER VALLEY COMMUNITY BANK shows strong financial health indicators. With $613M in assets and a Health Score of 96/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
RIVER VALLEY COMMUNITY BANK has a Bank Health Score of A (96/100). It holds a Tier 1 capital ratio of 15.00%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
RIVER VALLEY COMMUNITY BANK holds $613M in total assets and $522M in total deposits. It is located in YUBA CITY, CALIFORNIA (FDIC Certificate #58276).
RIVER VALLEY COMMUNITY BANK has a Tier 1 capital ratio of 15.00%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.97%.
Yes. RIVER VALLEY COMMUNITY BANK is FDIC-insured (Certificate #58276). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.