WESTAMERICA BANK
SAN RAFAEL, CALIFORNIA · FDIC Cert #3430
Capital & Safety Analysis
According to FDIC financial data, WESTAMERICA BANK holds a Tier 1 capital ratio of 15.10%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WESTAMERICA BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
WESTAMERICA BANK shows strong financial health indicators. With $6.3B in assets and a Health Score of 99/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WESTAMERICA BANK has a Bank Health Score of A (99/100). It holds a Tier 1 capital ratio of 15.10%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WESTAMERICA BANK holds $6.3B in total assets and $5.1B in total deposits. It is located in SAN RAFAEL, CALIFORNIA (FDIC Certificate #3430).
WESTAMERICA BANK has a Tier 1 capital ratio of 15.10%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.19%, and the return on assets is 3.03%.
Yes. WESTAMERICA BANK is FDIC-insured (Certificate #3430). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.