PLUMAS BANK
QUINCY, CALIFORNIA · FDIC Cert #23275
Capital & Safety Analysis
According to FDIC financial data, PLUMAS BANK holds a Tier 1 capital ratio of 16.36%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PLUMAS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PLUMAS BANK shows strong financial health indicators. With $1.6B in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PLUMAS BANK has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 16.36%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PLUMAS BANK holds $1.6B in total assets and $1.3B in total deposits. It is located in QUINCY, CALIFORNIA (FDIC Certificate #23275).
PLUMAS BANK has a Tier 1 capital ratio of 16.36%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.90%, and the return on assets is 2.25%.
Yes. PLUMAS BANK is FDIC-insured (Certificate #23275). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.