FIRST AMERICAN TRUST FSB
SANTA ANA, CALIFORNIA · FDIC Cert #26312
Capital & Safety Analysis
According to FDIC financial data, FIRST AMERICAN TRUST FSB holds a Tier 1 capital ratio of 38.40%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST AMERICAN TRUST FSB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST AMERICAN TRUST FSB shows strong financial health indicators. With $6.4B in assets and a Health Score of 97/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST AMERICAN TRUST FSB has a Bank Health Score of A (97/100). It holds a Tier 1 capital ratio of 38.40%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST AMERICAN TRUST FSB holds $6.4B in total assets and $6.1B in total deposits. It is located in SANTA ANA, CALIFORNIA (FDIC Certificate #26312).
FIRST AMERICAN TRUST FSB has a Tier 1 capital ratio of 38.40%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.19%.
Yes. FIRST AMERICAN TRUST FSB is FDIC-insured (Certificate #26312). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.