BEACON BUSINESS BANK NA
SAN FRANCISCO, CALIFORNIA · FDIC Cert #25644
Capital & Safety Analysis
According to FDIC financial data, BEACON BUSINESS BANK NA holds a Tier 1 capital ratio of 19.19%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BEACON BUSINESS BANK NA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BEACON BUSINESS BANK NA shows strong financial health indicators. With $174M in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BEACON BUSINESS BANK NA has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 19.19%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BEACON BUSINESS BANK NA holds $174M in total assets and $129M in total deposits. It is located in SAN FRANCISCO, CALIFORNIA (FDIC Certificate #25644).
BEACON BUSINESS BANK NA has a Tier 1 capital ratio of 19.19%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.05%.
Yes. BEACON BUSINESS BANK NA is FDIC-insured (Certificate #25644). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.