UNITED BUSINESS BANK
WALNUT CREEK, CALIFORNIA · FDIC Cert #57716
Capital & Safety Analysis
According to FDIC financial data, UNITED BUSINESS BANK holds a Tier 1 capital ratio of 17.47%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning UNITED BUSINESS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
UNITED BUSINESS BANK shows strong financial health indicators. With $2.6B in assets and a Health Score of 85/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
UNITED BUSINESS BANK has a Bank Health Score of A (85/100). It holds a Tier 1 capital ratio of 17.47%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
UNITED BUSINESS BANK holds $2.6B in total assets and $2.2B in total deposits. It is located in WALNUT CREEK, CALIFORNIA (FDIC Certificate #57716).
UNITED BUSINESS BANK has a Tier 1 capital ratio of 17.47%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.86%, and the return on assets is 1.37%.
Yes. UNITED BUSINESS BANK is FDIC-insured (Certificate #57716). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.