GOLDEN VALLEY BANK
CHICO, CALIFORNIA · FDIC Cert #58278
Capital & Safety Analysis
According to FDIC financial data, GOLDEN VALLEY BANK holds a Tier 1 capital ratio of 16.43%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning GOLDEN VALLEY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
GOLDEN VALLEY BANK shows strong financial health indicators. With $492M in assets and a Health Score of 96/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
GOLDEN VALLEY BANK has a Bank Health Score of A (96/100). It holds a Tier 1 capital ratio of 16.43%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
GOLDEN VALLEY BANK holds $492M in total assets and $450M in total deposits. It is located in CHICO, CALIFORNIA (FDIC Certificate #58278).
GOLDEN VALLEY BANK has a Tier 1 capital ratio of 16.43%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.95%.
Yes. GOLDEN VALLEY BANK is FDIC-insured (Certificate #58278). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.