HATCH BANK
SAN MARCOS, CALIFORNIA · FDIC Cert #25803
Capital & Safety Analysis
According to FDIC financial data, HATCH BANK holds a Tier 1 capital ratio of 36.80%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HATCH BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HATCH BANK shows strong financial health indicators. With $126M in assets and a Health Score of 96/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HATCH BANK has a Bank Health Score of A (96/100). It holds a Tier 1 capital ratio of 36.80%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HATCH BANK holds $126M in total assets and $47M in total deposits. It is located in SAN MARCOS, CALIFORNIA (FDIC Certificate #25803).
HATCH BANK has a Tier 1 capital ratio of 36.80%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.13%, and the return on assets is 1.20%.
Yes. HATCH BANK is FDIC-insured (Certificate #25803). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.