COMMUNITY BANK OF THE BAY
OAKLAND, CALIFORNIA · FDIC Cert #34210
Capital & Safety Analysis
According to FDIC financial data, COMMUNITY BANK OF THE BAY holds a Tier 1 capital ratio of 10.09%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMMUNITY BANK OF THE BAY has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
COMMUNITY BANK OF THE BAY shows strong financial health indicators. With $1.0B in assets and a Health Score of 81/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COMMUNITY BANK OF THE BAY has a Bank Health Score of A (81/100). It holds a Tier 1 capital ratio of 10.09%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COMMUNITY BANK OF THE BAY holds $1.0B in total assets and $706M in total deposits. It is located in OAKLAND, CALIFORNIA (FDIC Certificate #34210).
COMMUNITY BANK OF THE BAY has a Tier 1 capital ratio of 10.09%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.19%.
Yes. COMMUNITY BANK OF THE BAY is FDIC-insured (Certificate #34210). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.