BANK OF AMERICA CA NA
SAN FRANCISCO, CALIFORNIA · FDIC Cert #25178
Capital & Safety Analysis
According to FDIC financial data, BANK OF AMERICA CA NA holds a Tier 1 capital ratio of 29.72%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF AMERICA CA NA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF AMERICA CA NA shows strong financial health indicators. With $15.0B in assets and a Health Score of 85/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF AMERICA CA NA has a Bank Health Score of A (85/100). It holds a Tier 1 capital ratio of 29.72%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF AMERICA CA NA holds $15.0B in total assets and $11.7B in total deposits. It is located in SAN FRANCISCO, CALIFORNIA (FDIC Certificate #25178).
BANK OF AMERICA CA NA has a Tier 1 capital ratio of 29.72%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.73%, and the return on assets is 0.63%.
Yes. BANK OF AMERICA CA NA is FDIC-insured (Certificate #25178). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.