HCN BANK
RIVERSIDE, CALIFORNIA · FDIC Cert #21606
Capital & Safety Analysis
According to FDIC financial data, HCN BANK holds a Tier 1 capital ratio of 13.97%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HCN BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HCN BANK shows strong financial health indicators. With $1.0B in assets and a Health Score of 97/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HCN BANK has a Bank Health Score of A (97/100). It holds a Tier 1 capital ratio of 13.97%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HCN BANK holds $1.0B in total assets and $936M in total deposits. It is located in RIVERSIDE, CALIFORNIA (FDIC Certificate #21606).
HCN BANK has a Tier 1 capital ratio of 13.97%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 2.40%.
Yes. HCN BANK is FDIC-insured (Certificate #21606). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.