Skip to main content
BankHealth

FFB BANK

FRESNO, CALIFORNIA · FDIC Cert #58090

A
Health Score
92/100
$1.4B
Total Assets
$1.2B
Total Deposits
19.67%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FFB BANK holds a Tier 1 capital ratio of 19.67%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FFB BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

1.27%
Nonperforming Loans
Moderate — some loan stress
29.17%
Liquidity Ratio
Strong — can meet withdrawal demands
3.25%
Return on Assets
Profitable — earning well on assets
$1.2B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FFB BANK shows strong financial health indicators. With $1.4B in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FFB BANK has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 19.67%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FFB BANK holds $1.4B in total assets and $1.2B in total deposits. It is located in FRESNO, CALIFORNIA (FDIC Certificate #58090).

FFB BANK has a Tier 1 capital ratio of 19.67%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.27%, and the return on assets is 3.25%.

Yes. FFB BANK is FDIC-insured (Certificate #58090). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

Last updated: