COMMERCE WEST BANK
IRVINE, CALIFORNIA · FDIC Cert #57176
Capital & Safety Analysis
According to FDIC financial data, COMMERCE WEST BANK holds a Tier 1 capital ratio of 18.41%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMMERCE WEST BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
COMMERCE WEST BANK shows strong financial health indicators. With $1.1B in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COMMERCE WEST BANK has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 18.41%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COMMERCE WEST BANK holds $1.1B in total assets and $991M in total deposits. It is located in IRVINE, CALIFORNIA (FDIC Certificate #57176).
COMMERCE WEST BANK has a Tier 1 capital ratio of 18.41%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.66%, and the return on assets is 1.65%.
Yes. COMMERCE WEST BANK is FDIC-insured (Certificate #57176). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.