SANTA CRUZ COUNTY BANK
SANTA CRUZ, CALIFORNIA · FDIC Cert #57591
Capital & Safety Analysis
According to FDIC financial data, SANTA CRUZ COUNTY BANK holds a Tier 1 capital ratio of 14.93%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SANTA CRUZ COUNTY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SANTA CRUZ COUNTY BANK shows strong financial health indicators. With $1.7B in assets and a Health Score of 85/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SANTA CRUZ COUNTY BANK has a Bank Health Score of A (85/100). It holds a Tier 1 capital ratio of 14.93%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SANTA CRUZ COUNTY BANK holds $1.7B in total assets and $1.4B in total deposits. It is located in SANTA CRUZ, CALIFORNIA (FDIC Certificate #57591).
SANTA CRUZ COUNTY BANK has a Tier 1 capital ratio of 14.93%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 2.89%.
Yes. SANTA CRUZ COUNTY BANK is FDIC-insured (Certificate #57591). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.