A-Rated Banks in Kentucky

43 banks · Average score: 88/100 · FDIC data from Q2 2024

#	Bank	City	Score	Assets	Tier 1 Capital	NPL Ratio	Liquidity
1	Hart County Bank&Trust Co	Munfordville	99	$26M	38.42%	0.00%	29.39%
2	Kentucky Farmers Bank Corp	Catlettsburg	99	$278M	27.28%	0.08%	36.42%
3	Bank of Clarkson	Clarkson	98	$165M	20.23%	0.02%	29.55%
4	Salyersville National Bank	Salyersville	98	$141M	25.29%	0.11%	41.10%
5	Peoples Bank Mt Washington	Mount Washington	96	$115M	14.09%	0.00%	35.06%
6	Sacramento Deposit Bank	Sacramento	96	$136M	15.18%	0.42%	34.02%
7	Bank of Maysville	Maysville	96	$157M	29.04%	0.00%	43.92%
8	Citizens Bank	Morehead	95	$204M	14.28%	0.07%	29.82%
9	Elkton Bank&Trust Co	Elkton	95	$193M	23.51%	0.05%	54.86%
10	Independent Correspondent Ba	Frankfort	95	$145M	20.79%	0.00%	43.46%
11	Citizens Nb of Somerset	Somerset	94	$607M	15.20%	0.28%	44.13%
12	Bank of Cadiz&Trust Co	Cadiz	93	$133M	17.89%	0.33%	44.14%
13	First Southern National Bank	Lancaster	93	$1.2B	14.76%	0.98%	32.91%
14	Citizens Bank of Ky INC	Paintsville	93	$668M	22.23%	0.42%	41.91%
15	Citizens Nb of Lebanon	Lebanon	93	$159M	28.65%	0.15%	66.80%
16	Traditional Bank INC	Mount Sterling	92	$2.3B	14.32%	0.14%	32.50%
17	Cumberland Security Bank INC	Somerset	89	$353M	16.48%	0.07%	19.21%
18	Wilson&Muir Bank&Trust Co	Bardstown	89	$771M	12.13%	0.48%	33.91%
19	First Kentucky Bank INC	Mayfield	89	$576M	12.83%	0.11%	35.57%
20	Bank of Edmonson County	Brownsville	89	$279M	15.53%	0.69%	25.89%
21	Clinton Bank	Clinton	89	$66M	25.37%	0.89%	33.96%
22	Casey County Bank INC	Liberty	88	$391M	12.23%	0.37%	49.05%
23	First&Farmers Nb INC	Somerset	88	$659M	13.48%	0.24%	27.05%
24	Murray Bank	Murray	86	$497M	12.80%	0.07%	26.68%
25	Farmers Bank of Milton	Milton	85	$307M	17.81%	0.96%	27.57%
26	Paducah Bank&Trust Co	Paducah	85	$963M	13.64%	0.05%	21.77%
27	Cumberland Valley Nb&T Co	London	85	$736M	13.14%	0.74%	28.91%
28	Lincoln Nb of Hodgenville	Hodgenville	84	$419M	21.54%	0.38%	17.46%
29	Hyden Citizens Bank	Hyden	84	$143M	11.72%	0.24%	40.73%
30	Farmers&Traders Bk Campton	Campton	84	$66M	11.46%	0.33%	42.42%
31	Independence Bank of Ky	Owensboro	84	$3.7B	11.41%	0.10%	42.70%
32	Commercial Bank of Grayson	Grayson	83	$225M	18.17%	2.16%	36.24%
33	Citizens Fs&La	Covington	83	$41M	57.44%	0.11%	21.64%
34	Heritage Bank INC	Erlanger	83	$1.7B	10.47%	0.20%	31.65%
35	Farmers Nb of Danville	Danville	82	$940M	12.34%	0.59%	24.22%
36	Bank of Hindman	Hindman	82	$263M	15.16%	1.66%	49.19%
37	Hometown Bank of Corbin INC	Corbin	82	$279M	12.10%	0.59%	32.98%
38	Republic Bank&Trust Co	Louisville	81	$6.6B	14.76%	0.39%	14.39%
39	First Nb of Manchester	Manchester	81	$216M	13.46%	0.98%	24.69%
40	Bank of Lexington INC	Lexington	81	$342M	16.84%	0.04%	14.83%
41	Bedford Loan&Deposit Bank	Bedford	80	$114M	24.42%	2.41%	28.88%
42	Peoples Bank of Kentucky INC	Flemingsburg	80	$509M	14.00%	1.00%	19.90%
43	United Citizens Bank of S Ky	Columbia	80	$250M	14.75%	0.25%	11.88%

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