CITIZENS NB OF LEBANON
LEBANON, KENTUCKY · FDIC Cert #2753
Capital & Safety Analysis
According to FDIC financial data, CITIZENS NB OF LEBANON holds a Tier 1 capital ratio of 28.65%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CITIZENS NB OF LEBANON has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CITIZENS NB OF LEBANON shows strong financial health indicators. With $159M in assets and a Health Score of 93/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS NB OF LEBANON has a Bank Health Score of A (93/100). It holds a Tier 1 capital ratio of 28.65%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS NB OF LEBANON holds $159M in total assets and $149M in total deposits. It is located in LEBANON, KENTUCKY (FDIC Certificate #2753).
CITIZENS NB OF LEBANON has a Tier 1 capital ratio of 28.65%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.15%, and the return on assets is 0.59%.
Yes. CITIZENS NB OF LEBANON is FDIC-insured (Certificate #2753). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.