COMMERCIAL BANK OF GRAYSON
GRAYSON, KENTUCKY · FDIC Cert #10137
Capital & Safety Analysis
According to FDIC financial data, COMMERCIAL BANK OF GRAYSON holds a Tier 1 capital ratio of 18.17%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMMERCIAL BANK OF GRAYSON has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
COMMERCIAL BANK OF GRAYSON shows strong financial health indicators. With $225M in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COMMERCIAL BANK OF GRAYSON has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 18.17%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COMMERCIAL BANK OF GRAYSON holds $225M in total assets and $197M in total deposits. It is located in GRAYSON, KENTUCKY (FDIC Certificate #10137).
COMMERCIAL BANK OF GRAYSON has a Tier 1 capital ratio of 18.17%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.16%, and the return on assets is 0.99%.
Yes. COMMERCIAL BANK OF GRAYSON is FDIC-insured (Certificate #10137). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.