MURRAY BANK
MURRAY, KENTUCKY · FDIC Cert #35161
Capital & Safety Analysis
According to FDIC financial data, MURRAY BANK holds a Tier 1 capital ratio of 12.80%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MURRAY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MURRAY BANK shows strong financial health indicators. With $497M in assets and a Health Score of 86/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MURRAY BANK has a Bank Health Score of A (86/100). It holds a Tier 1 capital ratio of 12.80%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MURRAY BANK holds $497M in total assets and $443M in total deposits. It is located in MURRAY, KENTUCKY (FDIC Certificate #35161).
MURRAY BANK has a Tier 1 capital ratio of 12.80%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.07%, and the return on assets is 1.02%.
Yes. MURRAY BANK is FDIC-insured (Certificate #35161). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.