WILSON&MUIR BANK&TRUST CO
BARDSTOWN, KENTUCKY · FDIC Cert #17040
Capital & Safety Analysis
According to FDIC financial data, WILSON&MUIR BANK&TRUST CO holds a Tier 1 capital ratio of 12.13%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WILSON&MUIR BANK&TRUST CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
WILSON&MUIR BANK&TRUST CO shows strong financial health indicators. With $771M in assets and a Health Score of 89/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WILSON&MUIR BANK&TRUST CO has a Bank Health Score of A (89/100). It holds a Tier 1 capital ratio of 12.13%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WILSON&MUIR BANK&TRUST CO holds $771M in total assets and $669M in total deposits. It is located in BARDSTOWN, KENTUCKY (FDIC Certificate #17040).
WILSON&MUIR BANK&TRUST CO has a Tier 1 capital ratio of 12.13%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.48%, and the return on assets is 2.40%.
Yes. WILSON&MUIR BANK&TRUST CO is FDIC-insured (Certificate #17040). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.