CITIZENS BANK OF KY INC
PAINTSVILLE, KENTUCKY · FDIC Cert #2718
Capital & Safety Analysis
According to FDIC financial data, CITIZENS BANK OF KY INC holds a Tier 1 capital ratio of 22.23%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CITIZENS BANK OF KY INC has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CITIZENS BANK OF KY INC shows strong financial health indicators. With $668M in assets and a Health Score of 93/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS BANK OF KY INC has a Bank Health Score of A (93/100). It holds a Tier 1 capital ratio of 22.23%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS BANK OF KY INC holds $668M in total assets and $570M in total deposits. It is located in PAINTSVILLE, KENTUCKY (FDIC Certificate #2718).
CITIZENS BANK OF KY INC has a Tier 1 capital ratio of 22.23%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.42%, and the return on assets is 0.84%.
Yes. CITIZENS BANK OF KY INC is FDIC-insured (Certificate #2718). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.