FARMERS BANK OF MILTON
MILTON, KENTUCKY · FDIC Cert #12163
Capital & Safety Analysis
According to FDIC financial data, FARMERS BANK OF MILTON holds a Tier 1 capital ratio of 17.81%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FARMERS BANK OF MILTON has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FARMERS BANK OF MILTON shows strong financial health indicators. With $307M in assets and a Health Score of 85/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FARMERS BANK OF MILTON has a Bank Health Score of A (85/100). It holds a Tier 1 capital ratio of 17.81%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FARMERS BANK OF MILTON holds $307M in total assets and $255M in total deposits. It is located in MILTON, KENTUCKY (FDIC Certificate #12163).
FARMERS BANK OF MILTON has a Tier 1 capital ratio of 17.81%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.96%, and the return on assets is 0.38%.
Yes. FARMERS BANK OF MILTON is FDIC-insured (Certificate #12163). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.