UNITED CITIZENS BANK OF S KY
COLUMBIA, KENTUCKY · FDIC Cert #57867
Capital & Safety Analysis
According to FDIC financial data, UNITED CITIZENS BANK OF S KY holds a Tier 1 capital ratio of 14.75%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning UNITED CITIZENS BANK OF S KY has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
UNITED CITIZENS BANK OF S KY shows strong financial health indicators. With $250M in assets and a Health Score of 80/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
UNITED CITIZENS BANK OF S KY has a Bank Health Score of A (80/100). It holds a Tier 1 capital ratio of 14.75%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
UNITED CITIZENS BANK OF S KY holds $250M in total assets and $217M in total deposits. It is located in COLUMBIA, KENTUCKY (FDIC Certificate #57867).
UNITED CITIZENS BANK OF S KY has a Tier 1 capital ratio of 14.75%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.25%, and the return on assets is 1.95%.
Yes. UNITED CITIZENS BANK OF S KY is FDIC-insured (Certificate #57867). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.