BEDFORD LOAN&DEPOSIT BANK
BEDFORD, KENTUCKY · FDIC Cert #11355
Capital & Safety Analysis
According to FDIC financial data, BEDFORD LOAN&DEPOSIT BANK holds a Tier 1 capital ratio of 24.42%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BEDFORD LOAN&DEPOSIT BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BEDFORD LOAN&DEPOSIT BANK shows strong financial health indicators. With $114M in assets and a Health Score of 80/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BEDFORD LOAN&DEPOSIT BANK has a Bank Health Score of A (80/100). It holds a Tier 1 capital ratio of 24.42%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BEDFORD LOAN&DEPOSIT BANK holds $114M in total assets and $95M in total deposits. It is located in BEDFORD, KENTUCKY (FDIC Certificate #11355).
BEDFORD LOAN&DEPOSIT BANK has a Tier 1 capital ratio of 24.42%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.41%, and the return on assets is 0.77%.
Yes. BEDFORD LOAN&DEPOSIT BANK is FDIC-insured (Certificate #11355). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.