BANK OF LEXINGTON INC
LEXINGTON, KENTUCKY · FDIC Cert #58164
Capital & Safety Analysis
According to FDIC financial data, BANK OF LEXINGTON INC holds a Tier 1 capital ratio of 16.84%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF LEXINGTON INC has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF LEXINGTON INC shows strong financial health indicators. With $342M in assets and a Health Score of 81/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF LEXINGTON INC has a Bank Health Score of A (81/100). It holds a Tier 1 capital ratio of 16.84%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF LEXINGTON INC holds $342M in total assets and $277M in total deposits. It is located in LEXINGTON, KENTUCKY (FDIC Certificate #58164).
BANK OF LEXINGTON INC has a Tier 1 capital ratio of 16.84%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.04%, and the return on assets is 1.04%.
Yes. BANK OF LEXINGTON INC is FDIC-insured (Certificate #58164). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.