INDEPENDENT CORRESPONDENT BA
FRANKFORT, KENTUCKY · FDIC Cert #27219
Capital & Safety Analysis
According to FDIC financial data, INDEPENDENT CORRESPONDENT BA holds a Tier 1 capital ratio of 20.79%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning INDEPENDENT CORRESPONDENT BA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
INDEPENDENT CORRESPONDENT BA shows strong financial health indicators. With $145M in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
INDEPENDENT CORRESPONDENT BA has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 20.79%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
INDEPENDENT CORRESPONDENT BA holds $145M in total assets and $57M in total deposits. It is located in FRANKFORT, KENTUCKY (FDIC Certificate #27219).
INDEPENDENT CORRESPONDENT BA has a Tier 1 capital ratio of 20.79%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.75%.
Yes. INDEPENDENT CORRESPONDENT BA is FDIC-insured (Certificate #27219). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.