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BankHealth

FARMERS&TRADERS BK CAMPTON

CAMPTON, KENTUCKY · FDIC Cert #288

A
Health Score
84/100
$66M
Total Assets
$60M
Total Deposits
11.46%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FARMERS&TRADERS BK CAMPTON holds a Tier 1 capital ratio of 11.46%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FARMERS&TRADERS BK CAMPTON has a strong buffer to absorb potential losses.

Key Financial Metrics

0.33%
Nonperforming Loans
Low — healthy loan portfolio
42.42%
Liquidity Ratio
Strong — can meet withdrawal demands
0.95%
Return on Assets
Low profitability
$60M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FARMERS&TRADERS BK CAMPTON shows strong financial health indicators. With $66M in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FARMERS&TRADERS BK CAMPTON has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 11.46%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FARMERS&TRADERS BK CAMPTON holds $66M in total assets and $60M in total deposits. It is located in CAMPTON, KENTUCKY (FDIC Certificate #288).

FARMERS&TRADERS BK CAMPTON has a Tier 1 capital ratio of 11.46%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.33%, and the return on assets is 0.95%.

Yes. FARMERS&TRADERS BK CAMPTON is FDIC-insured (Certificate #288). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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