PEOPLES BANK OF KENTUCKY INC
FLEMINGSBURG, KENTUCKY · FDIC Cert #16970
Capital & Safety Analysis
According to FDIC financial data, PEOPLES BANK OF KENTUCKY INC holds a Tier 1 capital ratio of 14.00%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PEOPLES BANK OF KENTUCKY INC has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PEOPLES BANK OF KENTUCKY INC shows strong financial health indicators. With $509M in assets and a Health Score of 80/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PEOPLES BANK OF KENTUCKY INC has a Bank Health Score of A (80/100). It holds a Tier 1 capital ratio of 14.00%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PEOPLES BANK OF KENTUCKY INC holds $509M in total assets and $434M in total deposits. It is located in FLEMINGSBURG, KENTUCKY (FDIC Certificate #16970).
PEOPLES BANK OF KENTUCKY INC has a Tier 1 capital ratio of 14.00%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.00%, and the return on assets is 1.78%.
Yes. PEOPLES BANK OF KENTUCKY INC is FDIC-insured (Certificate #16970). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.