REPUBLIC BANK&TRUST CO
LOUISVILLE, KENTUCKY · FDIC Cert #23627
Capital & Safety Analysis
According to FDIC financial data, REPUBLIC BANK&TRUST CO holds a Tier 1 capital ratio of 14.76%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning REPUBLIC BANK&TRUST CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
REPUBLIC BANK&TRUST CO shows strong financial health indicators. With $6.6B in assets and a Health Score of 81/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
REPUBLIC BANK&TRUST CO has a Bank Health Score of A (81/100). It holds a Tier 1 capital ratio of 14.76%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
REPUBLIC BANK&TRUST CO holds $6.6B in total assets and $5.1B in total deposits. It is located in LOUISVILLE, KENTUCKY (FDIC Certificate #23627).
REPUBLIC BANK&TRUST CO has a Tier 1 capital ratio of 14.76%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.39%, and the return on assets is 2.12%.
Yes. REPUBLIC BANK&TRUST CO is FDIC-insured (Certificate #23627). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.