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BankHealth

BANK OF EDMONSON COUNTY

BROWNSVILLE, KENTUCKY · FDIC Cert #296

A
Health Score
89/100
$279M
Total Assets
$240M
Total Deposits
15.53%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BANK OF EDMONSON COUNTY holds a Tier 1 capital ratio of 15.53%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF EDMONSON COUNTY has a strong buffer to absorb potential losses.

Key Financial Metrics

0.69%
Nonperforming Loans
Low — healthy loan portfolio
25.89%
Liquidity Ratio
Strong — can meet withdrawal demands
1.33%
Return on Assets
Profitable — earning well on assets
$240M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BANK OF EDMONSON COUNTY shows strong financial health indicators. With $279M in assets and a Health Score of 89/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BANK OF EDMONSON COUNTY has a Bank Health Score of A (89/100). It holds a Tier 1 capital ratio of 15.53%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BANK OF EDMONSON COUNTY holds $279M in total assets and $240M in total deposits. It is located in BROWNSVILLE, KENTUCKY (FDIC Certificate #296).

BANK OF EDMONSON COUNTY has a Tier 1 capital ratio of 15.53%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.69%, and the return on assets is 1.33%.

Yes. BANK OF EDMONSON COUNTY is FDIC-insured (Certificate #296). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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