HOMETOWN BANK OF CORBIN INC
CORBIN, KENTUCKY · FDIC Cert #35455
Capital & Safety Analysis
According to FDIC financial data, HOMETOWN BANK OF CORBIN INC holds a Tier 1 capital ratio of 12.10%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HOMETOWN BANK OF CORBIN INC has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HOMETOWN BANK OF CORBIN INC shows strong financial health indicators. With $279M in assets and a Health Score of 82/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HOMETOWN BANK OF CORBIN INC has a Bank Health Score of A (82/100). It holds a Tier 1 capital ratio of 12.10%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HOMETOWN BANK OF CORBIN INC holds $279M in total assets and $245M in total deposits. It is located in CORBIN, KENTUCKY (FDIC Certificate #35455).
HOMETOWN BANK OF CORBIN INC has a Tier 1 capital ratio of 12.10%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.59%, and the return on assets is 0.28%.
Yes. HOMETOWN BANK OF CORBIN INC is FDIC-insured (Certificate #35455). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.