FIRST KENTUCKY BANK INC
MAYFIELD, KENTUCKY · FDIC Cert #21247
Capital & Safety Analysis
According to FDIC financial data, FIRST KENTUCKY BANK INC holds a Tier 1 capital ratio of 12.83%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST KENTUCKY BANK INC has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST KENTUCKY BANK INC shows strong financial health indicators. With $576M in assets and a Health Score of 89/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST KENTUCKY BANK INC has a Bank Health Score of A (89/100). It holds a Tier 1 capital ratio of 12.83%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST KENTUCKY BANK INC holds $576M in total assets and $511M in total deposits. It is located in MAYFIELD, KENTUCKY (FDIC Certificate #21247).
FIRST KENTUCKY BANK INC has a Tier 1 capital ratio of 12.83%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.11%, and the return on assets is 0.81%.
Yes. FIRST KENTUCKY BANK INC is FDIC-insured (Certificate #21247). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.