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BankHealth

LINCOLN NB OF HODGENVILLE

HODGENVILLE, KENTUCKY · FDIC Cert #2750

A
Health Score
84/100
$419M
Total Assets
$359M
Total Deposits
21.54%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, LINCOLN NB OF HODGENVILLE holds a Tier 1 capital ratio of 21.54%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning LINCOLN NB OF HODGENVILLE has a strong buffer to absorb potential losses.

Key Financial Metrics

0.38%
Nonperforming Loans
Low — healthy loan portfolio
17.46%
Liquidity Ratio
Adequate liquidity
1.77%
Return on Assets
Profitable — earning well on assets
$359M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

LINCOLN NB OF HODGENVILLE shows strong financial health indicators. With $419M in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

LINCOLN NB OF HODGENVILLE has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 21.54%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

LINCOLN NB OF HODGENVILLE holds $419M in total assets and $359M in total deposits. It is located in HODGENVILLE, KENTUCKY (FDIC Certificate #2750).

LINCOLN NB OF HODGENVILLE has a Tier 1 capital ratio of 21.54%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.38%, and the return on assets is 1.77%.

Yes. LINCOLN NB OF HODGENVILLE is FDIC-insured (Certificate #2750). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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