FIRST NB OF MANCHESTER
MANCHESTER, KENTUCKY · FDIC Cert #2708
Capital & Safety Analysis
According to FDIC financial data, FIRST NB OF MANCHESTER holds a Tier 1 capital ratio of 13.46%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NB OF MANCHESTER has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST NB OF MANCHESTER shows strong financial health indicators. With $216M in assets and a Health Score of 81/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NB OF MANCHESTER has a Bank Health Score of A (81/100). It holds a Tier 1 capital ratio of 13.46%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NB OF MANCHESTER holds $216M in total assets and $195M in total deposits. It is located in MANCHESTER, KENTUCKY (FDIC Certificate #2708).
FIRST NB OF MANCHESTER has a Tier 1 capital ratio of 13.46%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.98%, and the return on assets is 1.13%.
Yes. FIRST NB OF MANCHESTER is FDIC-insured (Certificate #2708). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.