CUMBERLAND SECURITY BANK INC
SOMERSET, KENTUCKY · FDIC Cert #11358
Capital & Safety Analysis
According to FDIC financial data, CUMBERLAND SECURITY BANK INC holds a Tier 1 capital ratio of 16.48%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CUMBERLAND SECURITY BANK INC has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CUMBERLAND SECURITY BANK INC shows strong financial health indicators. With $353M in assets and a Health Score of 89/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CUMBERLAND SECURITY BANK INC has a Bank Health Score of A (89/100). It holds a Tier 1 capital ratio of 16.48%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CUMBERLAND SECURITY BANK INC holds $353M in total assets and $307M in total deposits. It is located in SOMERSET, KENTUCKY (FDIC Certificate #11358).
CUMBERLAND SECURITY BANK INC has a Tier 1 capital ratio of 16.48%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.07%, and the return on assets is 3.47%.
Yes. CUMBERLAND SECURITY BANK INC is FDIC-insured (Certificate #11358). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.