SACRAMENTO DEPOSIT BANK
SACRAMENTO, KENTUCKY · FDIC Cert #8762
Capital & Safety Analysis
According to FDIC financial data, SACRAMENTO DEPOSIT BANK holds a Tier 1 capital ratio of 15.18%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SACRAMENTO DEPOSIT BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SACRAMENTO DEPOSIT BANK shows strong financial health indicators. With $136M in assets and a Health Score of 96/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SACRAMENTO DEPOSIT BANK has a Bank Health Score of A (96/100). It holds a Tier 1 capital ratio of 15.18%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SACRAMENTO DEPOSIT BANK holds $136M in total assets and $125M in total deposits. It is located in SACRAMENTO, KENTUCKY (FDIC Certificate #8762).
SACRAMENTO DEPOSIT BANK has a Tier 1 capital ratio of 15.18%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.42%, and the return on assets is 1.53%.
Yes. SACRAMENTO DEPOSIT BANK is FDIC-insured (Certificate #8762). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.