PEOPLES BANK MT WASHINGTON
MOUNT WASHINGTON, KENTUCKY · FDIC Cert #5847
Capital & Safety Analysis
According to FDIC financial data, PEOPLES BANK MT WASHINGTON holds a Tier 1 capital ratio of 14.09%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PEOPLES BANK MT WASHINGTON has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PEOPLES BANK MT WASHINGTON shows strong financial health indicators. With $115M in assets and a Health Score of 96/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PEOPLES BANK MT WASHINGTON has a Bank Health Score of A (96/100). It holds a Tier 1 capital ratio of 14.09%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PEOPLES BANK MT WASHINGTON holds $115M in total assets and $105M in total deposits. It is located in MOUNT WASHINGTON, KENTUCKY (FDIC Certificate #5847).
PEOPLES BANK MT WASHINGTON has a Tier 1 capital ratio of 14.09%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.62%.
Yes. PEOPLES BANK MT WASHINGTON is FDIC-insured (Certificate #5847). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.