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BankHealth

KENTUCKY FARMERS BANK CORP

CATLETTSBURG, KENTUCKY · FDIC Cert #267

A
Health Score
99/100
$278M
Total Assets
$230M
Total Deposits
27.28%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, KENTUCKY FARMERS BANK CORP holds a Tier 1 capital ratio of 27.28%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning KENTUCKY FARMERS BANK CORP has a strong buffer to absorb potential losses.

Key Financial Metrics

0.08%
Nonperforming Loans
Low — healthy loan portfolio
36.42%
Liquidity Ratio
Strong — can meet withdrawal demands
1.83%
Return on Assets
Profitable — earning well on assets
$230M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

KENTUCKY FARMERS BANK CORP shows strong financial health indicators. With $278M in assets and a Health Score of 99/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

KENTUCKY FARMERS BANK CORP has a Bank Health Score of A (99/100). It holds a Tier 1 capital ratio of 27.28%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

KENTUCKY FARMERS BANK CORP holds $278M in total assets and $230M in total deposits. It is located in CATLETTSBURG, KENTUCKY (FDIC Certificate #267).

KENTUCKY FARMERS BANK CORP has a Tier 1 capital ratio of 27.28%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.08%, and the return on assets is 1.83%.

Yes. KENTUCKY FARMERS BANK CORP is FDIC-insured (Certificate #267). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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