A
A-Rated Banks in North Carolina
14 banks · Average score: 90/100 · FDIC data from Q2 2024
| # | Bank | City | Score | Assets | Tier 1 Capital | NPL Ratio | Liquidity |
|---|---|---|---|---|---|---|---|
| 1 | Cedar Hill National Bank | Charlotte | 100 | $15M | 96.96% | 0.00% | 88.99% |
| 2 | Roxboro Savings Bank SSB | Roxboro | 95 | $328M | 41.37% | 0.33% | 43.70% |
| 3 | Mechanics&Farmers Bank | Durham | 94 | $451M | 24.56% | 0.40% | 34.41% |
| 4 | Fidelity Bank | Fuquay Varina | 92 | $3.9B | 13.63% | 0.64% | 31.65% |
| 5 | Jackson Savings Bank SSB | Sylva | 90 | $29M | 53.35% | 0.41% | 35.36% |
| 6 | First-Citizens Bank&Trust Co | Raleigh | 89 | $219.7B | 13.67% | 0.93% | 28.88% |
| 7 | Southern Bank&Trust Co | Mount Olive | 89 | $4.8B | 12.49% | 0.21% | 29.17% |
| 8 | First FSB of Lincolnton | Lincolnton | 88 | $463M | 32.80% | 0.36% | 25.24% |
| 9 | Lifestore Bank | West Jefferson | 88 | $447M | 17.41% | 1.28% | 33.82% |
| 10 | Bank of America NA | Charlotte | 88 | $2.6T | 13.53% | 0.74% | 45.43% |
| 11 | Uwharrie Bank | Albemarle | 87 | $1.1B | 11.78% | 0.25% | 38.83% |
| 12 | First Savings&Loan Assn | Mebane | 86 | $58M | 53.61% | 0.23% | 25.52% |
| 13 | Truist Bank | Charlotte | 84 | $511.9B | 13.11% | 0.62% | 29.14% |
| 14 | Triad Business Bank | Greensboro | 83 | $521M | 12.43% | 0.00% | 29.11% |