FIRST-CITIZENS BANK&TRUST CO
RALEIGH, NORTH CAROLINA · FDIC Cert #11063
Capital & Safety Analysis
According to FDIC financial data, FIRST-CITIZENS BANK&TRUST CO holds a Tier 1 capital ratio of 13.67%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST-CITIZENS BANK&TRUST CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST-CITIZENS BANK&TRUST CO shows strong financial health indicators. With $219.7B in assets and a Health Score of 89/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST-CITIZENS BANK&TRUST CO has a Bank Health Score of A (89/100). It holds a Tier 1 capital ratio of 13.67%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST-CITIZENS BANK&TRUST CO holds $219.7B in total assets and $151.4B in total deposits. It is located in RALEIGH, NORTH CAROLINA (FDIC Certificate #11063).
FIRST-CITIZENS BANK&TRUST CO has a Tier 1 capital ratio of 13.67%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.93%, and the return on assets is 1.87%.
Yes. FIRST-CITIZENS BANK&TRUST CO is FDIC-insured (Certificate #11063). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.