TRUIST BANK
CHARLOTTE, NORTH CAROLINA · FDIC Cert #9846
Capital & Safety Analysis
According to FDIC financial data, TRUIST BANK holds a Tier 1 capital ratio of 13.11%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TRUIST BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
TRUIST BANK shows strong financial health indicators. With $511.9B in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
TRUIST BANK has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 13.11%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
TRUIST BANK holds $511.9B in total assets and $397.4B in total deposits. It is located in CHARLOTTE, NORTH CAROLINA (FDIC Certificate #9846).
TRUIST BANK has a Tier 1 capital ratio of 13.11%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.62%, and the return on assets is 0.44%.
Yes. TRUIST BANK is FDIC-insured (Certificate #9846). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.