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BankHealth

TRIAD BUSINESS BANK

GREENSBORO, NORTH CAROLINA · FDIC Cert #59188

A
Health Score
83/100
$521M
Total Assets
$444M
Total Deposits
12.43%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, TRIAD BUSINESS BANK holds a Tier 1 capital ratio of 12.43%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TRIAD BUSINESS BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
29.11%
Liquidity Ratio
Strong — can meet withdrawal demands
-0.27%
Return on Assets
Negative — losing money
$444M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

TRIAD BUSINESS BANK shows strong financial health indicators. With $521M in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

TRIAD BUSINESS BANK has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 12.43%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

TRIAD BUSINESS BANK holds $521M in total assets and $444M in total deposits. It is located in GREENSBORO, NORTH CAROLINA (FDIC Certificate #59188).

TRIAD BUSINESS BANK has a Tier 1 capital ratio of 12.43%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is -0.27%.

Yes. TRIAD BUSINESS BANK is FDIC-insured (Certificate #59188). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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