BANK OF AMERICA NA
CHARLOTTE, NORTH CAROLINA · FDIC Cert #3510
Capital & Safety Analysis
According to FDIC financial data, BANK OF AMERICA NA holds a Tier 1 capital ratio of 13.53%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF AMERICA NA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF AMERICA NA shows strong financial health indicators. With $2.6T in assets and a Health Score of 88/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF AMERICA NA has a Bank Health Score of A (88/100). It holds a Tier 1 capital ratio of 13.53%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF AMERICA NA holds $2.6T in total assets and $2.0T in total deposits. It is located in CHARLOTTE, NORTH CAROLINA (FDIC Certificate #3510).
BANK OF AMERICA NA has a Tier 1 capital ratio of 13.53%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.74%, and the return on assets is 1.15%.
Yes. BANK OF AMERICA NA is FDIC-insured (Certificate #3510). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.